Opinion/Letter: Fair responsibility for gun deaths

Opinion/Letter: Fair responsibility for gun deaths

Gun Rights

Who cover covers the medical costs — physical and mental — incurred by the victims of gun violence and their families? The victims and their families, often with inadequate coverage. In other words, financial insult adds to literal injury. These two wrongs do not support a Second Amendment right, yet gun deaths should not invalidate a guarantee of the Constitution. How are we to reconcile people’s desire to own such weapons with responsibility for gun deaths not covered by criminal law? While some pundits have noted that the increase in gun deaths should be approached as a public health matter and others have seen a correspondence between driving a car and owning a gun, another tack is worth taking that would protect Second Amendment rights and provide a way to pay for victims’ recovery expenses: mandatory liability insurance for gun owners per gun. Such insurance could be purchased along with the gun as a prerequisite for ownership. With so many gun owners in the United States, the fees could be quite low, making it possible for insurance companies to amass large amounts of investment dollars while not erecting a barrier for gun purchasers. The insurance companies should welcome such money. In the event of a gun injury or death, the insurance would cover the associated costs of recovery. Should claims mount, insurance companies would likely call for greater regulation of the types of guns sold and for greater gun safety (e.g. guns are in cases with locks, gun safety […]

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